The annual income requirement for recognizing dependents has changed from under JPY 1.3 million to under JPY 1.5 million for people aged 19 to under 23 (excluding the insured person’s spouse). It applies where the dependent recognition date is on or after October 1, 2025 (Reiwa 7). Other requirements, such as the income conditions for living together or apart, are unchanged.To be covered as a “dependent” under a family member’s health insurance, there is a limit on your income for one year. For children aged 19 to 22, this limit was raised from JPY 1.3 million to JPY 1.5 million.
Change in the annual income requirement (ages 19 to under 23, spouse excluded)
BeforeFrom October 1, 2025 (Reiwa 7)
Annual incomeUnder JPY 1.3 millionUnder JPY 1.5 million
If living togetherLess than half of the supporter’s incomeNo change
If living apartLess than the amount sent by the supporterNo change
Age determination-As of December 31 of the year of the recognition date
Yearly income limit for being a dependent (under, in 10,000 yen)
Until now13010,000 yen
Children aged 19 to 22 (from October 2025)15010,000 yen
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